Financing | Gruene Harley-Davidson® | New Braunfels, TX
Financing at Gruene Harley-Davidson

Financing

 


If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of motorcyclists finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your Harley®.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

For questions on these services or financing your motorcycle, call Stacy Kay at .

Apply now

 

Our dealership is located in New Braunfels, Texas and proudly serves the areas of Austin, Seguin, Canyon Lake, and San Antonio, TX! 

Here are a few of the finance programs available for you and your new Harley®:

Guaranteed asset protection: bridge the GAP in your coverage.

No one likes to think about having their bike stolen or totaled in an accident - but the fact is, it can happen. And if it does, there's something you should know: Your insurance company may only reimburse you for the actual cash value of your motorcycle. This amount could be substantially less than the outstanding balance on your loan. This difference between what you owe on your loan and what your insurance company will pay is what's known as the "gap", and it's money that you'll have to pay - unless you get the Harley-Davidson® guaranteed asset protection (GAP) plan. It could literally save you thousands of dollars, up to $25,000. It could even cover the cost of your insurance company's deductible, up to $1,000. Should your bike be stolen or damaged beyond repair, you'll have the comfort of knowing that your H-D® GAP plan will pay off the difference that remains after you get the settlement from your insurance company. Adding the H-D® GAP plan to your bike loan is a smart move - especially if your loan term is 48 months or longer, if you put less than 20 percent down, or if you finance accessories.

Extended service plan: we've got you covered.

You are about to make one of the most important investments of your life - and Harley-Davidson® is here to protect you and your purchase with the industry-leading Harley-Davidson® extended service plan that covers your bike and so much more! Let's face it, mishaps on the road happen. But we have your back. With the H-D® extended service plan (the only H-D® factory approved extended service plan) we:

  • Cover repair costs
  • Use only Harley-Davidson® genuine motor parts
  • Reimburse you for covered rental, towing and lodging expenses
  • Provide a toll-free phone number and national assistance to get you to an authorized H-D® dealer
  • Allow you to transfer the coverage to the next owner

Be sure to get the H-D® extended service plan before it's too late. The motorcycle cannot exceed 60,000 miles or 15 years age. If purchasing an ESP at the time of purchasing the motorcycle, you can include the plan on your Harley-Davidson® credit loan, or even put it on you H-D® Visa card. To get the plan and its many benefits, talk to our finance manager and you'll be riding worry-free in no time.

Tire and wheel coverage: We won't leave you flat

Protect yourself from out out-of-pocket repair costs caused by unexpected road hazards with H-D™ Tire & Wheel Protection. Provides coverage specifically for Tires & Wheels that fail due to contact with a Road Hazard for up to 7 years with $0 deductible. H-D™ Tire & Wheel also offers expense reimbursement for Towing, Rental, Lodging and Meals.

Apply Now

Talk to Gruene Harley-Davidson® about financing your bike with Harley-Davidson® credit, and get out on the road today. To download a Harley-Davidson® credit application, click here. Print it, fill it out, and bring it in or fax it to (830) 358-7691.

Apply now

Adobe® Acrobat® Reader Required; to download click here.


THE HARLEY-DAVIDSON® VISA SIGNATURE® CARD

Cruise to $150 in H-D gift cards.

Just spend $500 on your H-D™ Visa® in the first 60 days of account opening.

Plus, get a 0% intro APR*

on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 13.99% - 22.99%.

Apply Now
 


6.49% Rate for Tier 1 for up to 60 months with 0% Down Payment

Financing Offer available only on new Harley-Davidson ® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 6.49% APR offer is available only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit
performance and the term of the loan. For example, a 2023 Fat Boy® 114 in Vivid
Black with an MSRP of $20,199, no down payment and amount financed of $20,199,
60 month repayment term, and 6.49% APR results in monthly payments of $395.12.
In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealership for details.

7.19% Rate for Tier 1 for up to 60 months with 0% Down Payment


Financing Offer available only on used Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 7.19% APR offer is available only to high credit tier customers at ESB and only
for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softailâ Deluxe model in Vivid Black with a sale price of $18,049, no down payment and amount financed of
$18,049, 60 month repayment term, and 7.19% APR results in monthly payments of
$359.01. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealership for details.

 

$0 down and rates as low as 3.99% for 60 months available from Harley-Davidson Financial Services (HDFS) on 2022 Grand American and Adventure Touring models.
    • Road Glide®: *Financing Offer available from participating dealers only on select new 2022 Harley-Davidson® Grand American and Adventure Touring motorcycles (trikes and CVO™ models excluded) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2022 Road Glide® motorcycle in Vivid Black with an MSRP of $21,430, no down payment and amount financed of $21,430, 60-month repayment term, and 3.99% APR results in monthly payments of $394.57. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See Dealership for details. 
    • Street Glide® Special: *Financing Offer available from participating dealers
      only on select new 2022 Harley-Davidson® Grand American and Adventure Touring motorcycles (trikes and CVO™ models excluded) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.99% APR offer is available on new Harley- Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2022 Street Glide® Special motorcycle in Redline Red with Black Finish with an MSRP of $28,954, no down payment and amount financed of $28,954, 60-month repayment term, and 3.99% APR results in monthly payments of $533.10. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See Dealership for details. 
    • Ultra Limited®: *Financing Offer available from participating dealers only on select new 2022 Harley-Davidson® Grand American and Adventure Touring motorcycles (trikes and CVO™ models excluded) financed through Eaglemark Savings Bank (ESB)  and is subject to credit approval. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2022 Ultra Limited® motorcycle in Midnight Crimson/Vivid Black with Chrome Finish with an MSRP of $30,319, no down payment and amount financed of $30,319, 60-month repayment term, and 3.99% APR results in monthly payments of $558.23. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See Dealership for details. 

    • Pan America® 1250 Special: *Financing Offer available from participating dealers only on select new 2022 Harley-Davidson® Grand American and Adventure Touring motorcycles (trikes and CVO™ models excluded) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.99% APR offer is available on new Harley-Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2022 Pan America® 1250 Special motorcycle in Fastback Blue/White Sand with Laced Wheels with an MSRP of $21,223, no down payment and amount financed of $21,223, 60-month repayment term, and 3.99% APR results in monthly payments of $390.76. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See Dealership for details.