Financing at Gruene Harley-Davidson


If you've decided you want to finance your new motorcycle, you're not alone. Seventy percent of motorcyclists finance their motorcycles. With a minimum down payment and approved credit, you can arrange Harley-Davidson® credit financing with us and get out on the road a few hours after picking out your Harley®.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® extended service plan, cycle insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

For questions on these services or financing your motorcycle, call Todd Barrow at .

Apply now

Harley-Davidson® financial services now allows 84 month financing on pre-owned touring models! (WAC) Call Todd at for more details.

Here are a few of the finance programs available for you and your new Harley®:

Guaranteed asset protection: bridge the GAP in your coverage.

No one likes to think about having their bike stolen or totaled in an accident - but the fact is, it can happen. And if it does, there's something you should know: Your insurance company may only reimburse you for the actual cash value of your motorcycle. This amount could be substantially less than the outstanding balance on your loan. This difference between what you owe on your loan and what your insurance company will pay is what's known as the "gap", and it's money that you'll have to pay - unless you get the Harley-Davidson® guaranteed asset protection (GAP) plan. It could literally save you thousands of dollars, up to $25,000. It could even cover the cost of your insurance company's deductible, up to $1,000. Should your bike be stolen or damaged beyond repair, you'll have the comfort of knowing that your H-D® GAP plan will pay off the difference that remains after you get the settlement from your insurance company. Adding the H-D® GAP plan to your bike loan is a smart move - especially if your loan term is 48 months or longer, if you put less than 20 percent down, or if you finance accessories. To learn more, call our Business Manager Todd Barrow at .

Extended service plan: we've got you covered.

You are about to make one of the most important investments of your life - and Harley-Davidson® is here to protect you and your purchase with the industry-leading Harley-Davidson® extended service plan that covers your bike and so much more! Let's face it, mishaps on the road happen. But we have your back. With the H-D® extended service plan (the only H-D® factory approved extended service plan) we:

  • Cover repair costs
  • Use only Harley-Davidson® genuine motor parts
  • Reimburse you for covered rental, towing and lodging expenses
  • Provide a toll-free phone number and national assistance to get you to an authorized H-D® dealer
  • Allow you to transfer the coverage to the next owner

Be sure to get the H-D® extended service plan before it's too late. You must purchase the plan before your factory warranty expires. For used motorcycles, you must purchase the plan the same day that you purchase your bike. You can include the plan on your Harley-Davidson® credit loan at the time you purchase your bike, or even put it on you H-D® Visa card. To get the plan and its many benefits, talk to our finance manager and you'll be riding worry-free in no time.

R.O.A.D. InTire tire and wheel coverage: We won't leave you flat

The R.O.A.D. InTire tire and wheel guarantee protects your vehicle from common road hazards such as metal, nails, potholes, glass and debris. And, with R.O.A.D. InTire, you're protected nationwide with 24/7/365 sign and drive toll-free roadside assistance. Benefits of the R.O.A.D. InTire protection include 100% reimbursement for a covered road hazard with no deductible or hidden fees for: Tires and mounting, Wheels, valve stems, sales tax, balancing and customary labor charges. When it's time to replace your tires, your new tires will have the same protection, at no additional charge, for the remainder of your contract term. 24 hour roadside assistance guarantees that, in the event of a tire emergency related to a road hazard, you would simply call the toll-free number for immediate service from anywhere nationwide. And, you're covered 24 hours a day, 7 days a week, 365 days a year. Plus, toll-free sign & drive roadside service for tire related emergencies 24 hours a day, 7 days a week, 365 days a year anywhere nationwide. Protect yourself and your vehicle now - because you never know what lies ahead. Ask our finance manager for more details.

Debt protection plan: protect that new loan!

Get the loan protection designed for Harley® owners, the Harley-Davidson® debt protection plan. The debt protection plan gives bike owners and their families valuable protection from the unexpected:

  • Involuntary unemployment protection - May cancel your monthly loan payment for up to 6 months if the borrower is laid off or fired, on strike or locked out.
  • Total disability protection - May cancel your monthly loan payment for up to 6 months in the event of a qualifying disabling accident or sickness that keep you out of work.
  • Accidental loss of life protection - May cancel your eligible loan balance up to $50,000 should you die due to an accident.

For more details on the debt protection plan please call Todd at .

Apply Now

Talk to Gruene Harley-Davidson® about financing your bike with Harley-Davidson® credit, and get out on the road today. To download a Harley-Davidson® credit application, click here. Print it, fill it out, and bring it in or fax it to (830) 358-7691.

Apply now

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Our dealership is located in New Braunfels, Texas and proudly serves the areas of Austin, Seguin, Canyon Lake, and San Antonio, TX! 



*Financing Offer available only on new Harley Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 8.49% offer is available on new Harley Davidson® Sportster® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Superlow® motorcycle in Vivid Black with an MSRP of $8,699, a 10% down payment and amount financed of $7,829.10, 84-month repayment term, and 8.49% APR results in monthly payments of $123.95. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley Davidson® Dealership for details.